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HOLIDAY HOURS

All Liberty Savings branches will be closing early at 1:30PM on Christmas Eve, Tuesday, December 24th. All branches will remain closed on Christmas Day, December 25th. We will resume normal business hours on Thursday, December 26th. Please enjoy a very merry Christmas!

Top 7 Home Improvements You Can Do Yourself


Stop and take a look around your house. Are you delighted with everything in it? This is where you spend a good portion of your day, and where you and your family build happy memories. There’s no reason why it should be anything less than your dream home.

It can be expensive to hire a professional to redo some part of your home, and choosing a contractor can be a stressful process. Instead of shelling out tens of thousands for a contractor, why not consider these great home improvement ideas that you can do yourself!

1) The deck of your dreams
With cooler fall weather on the way, you might be thinking about turning your boring outside space into an outdoor living room! Whether you’re after a raised wood deck to give your guests someplace to sit or a classy brick patio for lounging by the grill, a usable outside space can make a big difference in how you enjoy your home. The charming visual addition to the outside of your home is a great way to add value, too.

While this is a big project, it’s big on rewards, too. Look online for ideas and instructions for building one on your own, then draw up some plans and get together a shopping list. Then, head to your local home improvement store for lumber, bolts and a few new power tools. If you’re looking to finance a project like this, Liberty Savings can help–even if you don’t have a home loan with us! A home improvement is a great opportunity for a equity or signature loan option.

2) Paint a room … or a whole house!
If you’re not feeling up to building much, you can make your house feel new again with a fresh coat of paint on the interior. Choose colors that complement your furniture and flooring, but choose slightly different shades for different parts of the house. Maybe you want to paint your kitchen and dining room in mellow earth shades to give it a sense of coziness, but you want to paint your bedroom a calming blue to help you sleep.

This can be a great project to get the kids involved in, too. Wall paint, sponges, and scissors can let children paint fun and imaginative shapes on their walls. A sense of ownership over the design might encourage them to help keep it a little cleaner as well. You can get creative in main spaces, too! Try painting an accent wall to change the light effects in your living room. Aside from paint, brushes, and rollers, make sure you get covers for furniture and floors and painters’ tape.

3) Fix up an entryway
Your front door is the first thing people see when they come into your home. You want to make sure it says great things about you and your family. A little bit of time and effort can make this part of your house feel more welcoming while also saving you time and effort.

You can make relatively minor changes here. Metal house numbers, trim paint and a few planters can make your front stoop look much nicer. You can also make some serious investments. A new door can really liven up the front of your house. New weather stripping can make your front door more energy efficient to save on winter heating costs. Nice light fixtures can take a little time to install, but they can make your house both more charming and a little safer. Sketch out some ideas, then head to your home improvement store to figure out what you need to make your front door the talk of the neighborhood.

4) Add a splash of class with a tasteful backsplash
The section of wall above the sink can see a lot of water damage. Left uncovered, this can lead to mildew and even mold behind the sink. A backsplash is an attractive option for preventing that damage.

While these are typically done in tile, there’s nothing stopping you from looking at wood bead board, ceiling tile or wallpaper. You could even turn them into a functional addition to your organization system with chalkboard, whiteboard or magnetic film. Write up a recipe or meal plan to help keep your prep work organized in the kitchen, or write a fun morning greeting to your kids in the bathroom! There’s no limit to what a backsplash can do for your home. Head down to your local home improvement store to see what kind of material you want to use–they may even have a class available to get you started.

5) Create a new outlook with new windows
Installing new windows can seem like a daunting task, but they’ll pay for themselves. Energy efficient windows with new molding and stripping can significantly reduce your energy bills. Plus, having new windows and screens will make your home look well-cared-for when it comes time to sell.

Do some research on energy efficient two and three-ply windows. Figure out which will both fit your budget and hold long-term value. Remember, though, that the general rule is you get what you pay for. Cheap windows won’t conserve much energy.

6) Refresh a tired kitchen or bathroom with new fixtures
Your faucets and knobs see a lot of abuse. They get touched by grimy hands, splashed by soapy water and can build up calcium and rust even if you’re careful about washing them. Because they’re usually metallic, they tend to draw a lot of eyes. Dull, streaky fixtures can suck all the energy out of a kitchen or bathroom.

The good news is, replacing them is pretty easy. In the bathroom you can get sleek, modern fixtures that will save you sink space for storage. In the kitchen, consider getting a detachable head with a vegetable sprayer to make cleanups easier. Whatever you do, you’ll end up with a nicer looking kitchen or bathroom.

7) Bring your stuff together with built-in storage
If your house looks like most others, it’s chock-full on the inside with memorabilia and keepsakes. Tossed about the room, this can look cluttered and dingy. It makes it hard to clean and dust. Adding more furniture, though, can make a space feel cramped and tiny.

Instead, think about adding built-in storage. Whether you want to hang a shelf over an entryway, put some coat hooks by the door, or build a bookshelf into a living room wall–built-in storage is a great way to display your treasured memories without shrinking a room. Installing it requires lumber, mounting tools and a few other gadgets that DIY experts should have no trouble identifying.

When it comes to improving your home, we’re ready to be a partner every step of the way. Home equity loans and lines of credit are great for small or larger home improvements.

Not sure how much you’re project will cost? Let’s talk. You supply the ideas, we can find the best loan option to make your dreams a reality. Call your nearest Liberty Savings location at 201-659-3900 to speak with a representative and start enjoying those new home improvements.

Are you considering buying a new home and want to know where to get started? You have an expert standing by at Liberty Savings:

Cecilia Tehume
Office: 1-800-406-3005  Ext. 409
Cell: 732-910-0230
Fax: 908-663-2645
falconceil@aol.com

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