HOLIDAY HOURS

All Liberty Savings branches will be closing early at 1:30PM on New Year’s Eve, Tuesday, December 31st. All branches will remain closed on New Year’s Day, January 1st. We will resume normal business hours on Thursday, January 2nd. Happy New Year, Hudson County!

Smiling grandfather holding grandson

Individual Retirement Accounts (IRAs)

Reduce your tax bite today while saving for your golden years.

Put the full power of tax-deferred savings and compound interest to work for you. Liberty Savings offers a variety of savings products best suited for your long-term, individual retirement goals. You can establish IRA CDs at any branch or establish investment accounts through our Financial Planning partner, NorthEast Planning Corporation.

IRA CDs

  • Save for retirement with immediate tax benefits
  • Contributions may be tax deductible
  • Competitive fixed rate for a term of 1 to 72 months
  • Higher rates paid for balances over $50,000
  • Your Savings are Federally Insured up to $250,000
  • Up to $250,000 of IRA funds are Federally Insured by the NCUA

Questions about setting up an IRA? Please contact our Member Services team at (201) 659-3900 Ext. 7 for assistance.

We offer our members free investment and retirement counseling. Find out more

Join Liberty Savings Online

Deposit Rates

“Anytime I’ve had a problem Liberty Savings Federal Credit Union has been there to help me. They helped me raise my credit score and approved me for multiple loans. The customer service is amazing!”

– Liberty Savings Member

Third Party Disclaimer

By accessing the noted link you will be leaving Liberty Savings Federal Credit Union's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Liberty Savings Federal Credit Union's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Liberty Savings Federal Credit Union.


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