The home decorating business is a billion dollar industry, and for good reason. Nothing makes a house feel like a home quite like photos, artwork, and end tables. Before you know it, you’re buying more odds and ends from your Pinterest board so your home can look like it’s from an episode on HGTV. A … Continue reading “Minimalize Your Life and Your Finances”
Category: Personal Credit
The beauty of the Internet is that anyone can start a blog. The ugly truth about the Internet is that anyone can start a blog. And no, that’s no typo. There’s a lot of content floating out there about how to manage your money and build long-term wealth, but not all of it is good. … Continue reading “Financial Advice You Should Never Follow”
The new year brings with it plenty of resolutions, cleaning out the closets and resolves to “do better” with our lives. Whether you want to move into a smaller house or just plan to rid your home of clutter, downsizing your belongings can be easier said than done. Here are 5 tips for downsizing with no … Continue reading “Save Money When Downsizing Your Belongings”
Don’t assume your retirement accounts are safe from hackers just because they’re insured by the NCUA (National Credit Union Administration) or FDIC (Federal Deposit Insurance Corporation). Hackers are poised to move from retailers to financial institutions, and your retirement accounts are squarely in their cross-hairs. Your financial and personal information can be stolen in more … Continue reading “Don’t Let Hackers Crack Your Nest Egg”
Suffocating student loan debt is one of the most serious financial problems facing a generation of Americans, and the holiday spending doesn’t seem to help many. This financial position makes student loan borrowers a tempting target for unscrupulous companies. According to consumer advocates, complaints and suits filed against companies offering dubious student-debt relief programs are on … Continue reading “Student Debt-Relief Companies Are Often a Sham”
It’s that time of the year where holiday shopping kicks into high gear–meaning more and more people spend with credit cards and do online shopping. Even beyond shopping, identity theft can happen any time of the year. Every two seconds an American becomes a victim of identity theft. If the thought of having to clean up … Continue reading “7 Tips to Avoid Identity Theft”
How do you define wealth? The dictionary says wealth is “a large amount of money and possessions.” But I propose the following, straight-forward definition: wealth is the difference between what you are earning and what you are spending. If you have never been “rich,” you’ve probably never defined yourself as wealthy, but no matter what … Continue reading “Get Wealthy, Not Rich: Change How You Think About Money”
Do you plan your costume months in advance or frantically search for last-minute ideas? It’s getting about that time to get the costumes out and do some trick-or-treating with the little ones. To get everyone into the holiday spirit, here’s a few Halloween riddles about our favorite finance-related costume ideas here at Liberty Savings. • I want to … Continue reading “Halloween is Just Around the Corner”
In just one week, credit unions around the world celebrate International Credit Union Day (ICU Day). It’s a great day to remember the benefits of credit unions like Liberty Savings. First, all credit unions are not-for-profit financial cooperatives, offering the same services as other financial institutions, but with a people-first philosophy. Since 1948 credit unions have celebrated … Continue reading “Celebrate The Authentic Difference during International Credit Union Day”
For more than 160 years, credit unions have put people before profit. Credit unions all over the globe are prepping to celebrate International Credit Union Day on the third Thursday in October. At Liberty Savings, we’re proud of our local credit union roots, as well as the international history that supports us. This is a great … Continue reading “A Brief Credit Union History”