No one likes throwing away food, especially if you’re trying to save money. But what do you do with those fresh string beans you got on sale that may not get eaten before they go bad? Freezing your food can save you money and time. Plus, it allow you to enjoy your savings for months, and … Continue reading “How to Save Money With Your Freezer”
Category: Managing Finances
If you don’t plan ahead on how and when you should access your IRA (individual retirement account) money, you may get a worse tax bite than necessary. The rules that govern minimum required distributions from IRAs are among the most complicated in our tax code. This article and chart only give a brief overview so … Continue reading “How to Withdraw From Your IRA”
Most teenagers have big dreams. Some dream of owning a car, traveling, or starting a business. Many plan on attending college. All those dreams require cash. So how do you turn that dream into reality? Be a dream achiever and start saving your money. Think small to save big If you’re 13 years old and you … Continue reading “Youth Post: Saving For Your Dreams”
When people find themselves in a bind with unexpected expenses, it’s easy to recall payday loan stores and offers and think, “Maybe I should try that…” Don’t fall into that trap! Although they may seem helpful at the time, they are extremely hard to pay off. Getting a loan with a payday lender could send … Continue reading “How to Steer Clear of Payday Lending Traps”
According to the National Retail Federation, the average American household spends $688 on back-to-school shopping — 64% of it is spent on clothing and electronics. Here are a 10 ways to save this fall and throughout the year. 1. Create a checklist of items and stick to it. Most schools send out lists of items … Continue reading “10 Ways to Save on Back-to-School Shopping”
Are you looking for extra money, but a lemonade stand won’t cut it? Technology has made it easier than ever to bring in extra income when it’s convenient for you—often doing something you love, or at least don’t mind. Use What You Have Consider the assets you have on hand. If you have a car, Uber … Continue reading “Extra Income Ideas: Using Technology to Score Side Gigs”
You’re getting married, congratulations! Since we’re a credit union, it’s only normal our marriage advice would be to talk about finances with your future spouse. Discussing how you’ll handle past, present and future finances can get your marriage off on the right financial footing. Financial Baggage Have a discussion about how you’ll handle premarital debt. … Continue reading “Marrying Your Finances”
If your budget says a big summer vacation is out of the question, here are some inexpensive options for immersive summer fun. Drive-in Movies An old-fashioned way to enjoy the summer blockbusters or old classics. Many historic drive-in theaters are still around, and movies are more memorable on summer nights with nature as the backdrop. … Continue reading “10 Cheap, Fun Things to Do in the Summer”
Credit unions are unique in the world of financial institutions. Nowhere is the credit union difference more vivid than in the diverse ways they reach out to millions of low- and moderate-income Americans who seek basic financial services to realize their dreams. The examples of outreach are heart-warming, and the results are life changing. Some … Continue reading “The Credit Union Difference: Reaching Out to Those In Need”
Last week we shared a few different ways for kids to make some extra cash. Now lets talk about babysitting as a great first job. Even better than a job, help your child think of this as their own business. Share this advice with them and soon they’ll be rocking (the babies) and rolling (in cash): * Make … Continue reading “Rock With Babies”