With the price of college still on an upward trajectory, families are looking for ways to make higher education affordable. According to “How America Pays for College,” a report by Sallie Mae, the average American family spent $23,757 on college costs in 2017. Besides taking a student job, which at least 76% the students surveyed reported … Continue reading “Attend College for Less Money”
Category: Lending & Loans
When people find themselves in a bind with unexpected expenses, it’s easy to recall payday loan stores and offers and think, “Maybe I should try that…” Don’t fall into that trap! Although they may seem helpful at the time, they are extremely hard to pay off. Getting a loan with a payday lender could send … Continue reading “How to Steer Clear of Payday Lending Traps”
There are many different types of loans. So many, in fact, you may actually be overwhelmed. First, it is important to understand what financial institutions like Liberty Savings looks for and requires when lending. Understanding your options ensures you have the best, and smartest, choices when it comes to financing. Lending considerations and requirements To understand your … Continue reading “Understand Your Loan Options”
When it’s time to look for your first car purchase, some people turn first to family. This can mean a used car “hand-me-down” from another family member, buying something in cash you earned, or with an interest-free loan from parents. But if none of these options are available to you, the next option is getting a … Continue reading “One for the Money: Financing Your First Car”
You don’t have to get away to the great outdoors. The best outside spaces could be in your own back—or front—yard. The outdoor evolution Today’s outdoor spaces are varied, intricate, and personalized. “It’s not unusual to see combinations of decks, patios, water features, and even fire elements,” says Rick Meinzer of Platinum Landscapes and Pools, … Continue reading “Out in the Open: Enjoying Your Landscaping”
If credit card payments are eating up your disposable income each month, if you need cash to remodel, update landscaping or to buy a new car, a home equity loan or home equity line of credit (HELOC) might be your best bet. In addition to great rates, there’s also a tax advantage. Unlike almost any other … Continue reading “Home Equity Loans: Low-Cost, Tax-Advantaged Credit”
Today there are 44.2 million American graduating with student debt, with an average debt of $25,550 for public school graduates and $32,300 for private school graduates. The total amount of student debt is currently at $1.31 trillion. This reliance on student loans is largely due to college costs that outpace inflation. College borrowers frequently have … Continue reading “The Benefits of Consolidating Student Loans”
Last week we went over safety considerations when car shopping, so this week we thought we’d add to that with some overall vehicle thoughts. Did you know the average cost of a new vehicle today is around $30,000? Whether you want a shiny, new car or are content with a reliable used ride, you want to get … Continue reading “The RAIN Method for Buying a Car”
There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These all make us take a pause and feel a huge sense of gratification. Part of … Continue reading “6 Questions First-Time Homebuyers Should Ask Themselves”
As a follow up to our post about top 10 car buying tips, we realize that not very many people actually like car shopping. Sure, it can be fun to test drive, but when it’s time to do the deal, most of us would rather have a cavity filled. Between the high-pressure sales person and … Continue reading “Shop Online & Save Stress on Your Next Car Purchase”