Courtesy Pay

With electronic funds transfers, ATMs, Debit Card purchases and faster check processing, money can move into and out of your account faster than you can keep track of. To eliminate worries over negative balances LSFCU offers a complimentary courtesy pay service to qualified accounts.

If your account falls into a temporary negative balance, we will still honor the withdrawal, thereby sparing you the inconvenience and embarrassment of an insufficient funds notice. In most cases, it is simply a poorly timed deposit, so you don’t need to do anything. There will be a one-time fee of $25 incurred for each overdraft, but you won’t be charged any returned check or payment fees from the payee. There is no charge to participate in the program.